EOHLC: New Changes to RAFT Program Started July 1
. Posted in News - 4 Comments
Tenants applying for the Residential Assistance for Families in Transition (RAFT) program after July 1 will see a decrease in the maximum annual benefit amount following the state budget proposals for Fiscal Year 2024.
The EOHLC has announced individual RAFT benefits will drop to $7,000 per year as of July 1. RAFT benefits may no longer be applied towards future rent payments. [Image License: CC by SA 4.0 MassLandlords Inc.]
In addition to capping benefits, the new RAFT guidelines remove the ability to use RAFT funds for future rent payments. This is a big change to the program that will likely impact many applicants.
30-day Grace Period Announced for RAFT Applications
The EOHLC stated that applications received prior to July 1 that are approved by July 30 will fall into a 30-day grace period. These applicants will still be eligible for the old benefit limit of up to $10,000. Applicants who are approved within this grace period will also still be able to use RAFT benefits toward a one-month future rent stipend.
This is concerning because, as we know, RAFT is a slow process, and applications are frequently timed out or rejected for being incomplete. This means that only those with strong initial applications that have no missing information or documentation are likely to benefit from this grace period. Anyone who does not speak English well enough to understand what is being asked for, who is not tech-savvy enough to ensure all their documents are uploaded, or has a significant communication barrier is more apt to get left behind. This policy is almost certainly going to have a disparate impact based on several protected-class statuses.
Homeowners Assistance Fund Closed; Homeowners May Access RAFT
After June 30, the Massachusetts Homeowners Assistance Fund (HAF) stopped accepting new applications. As of July 1, RAFT resumed allowing homeowners to apply for RAFT assistance to cover mortgage arrears.
Though it was designed for any homeowner whose owner-occupied home was at risk of foreclosure during Covid-19, many landlords did not make use of this program. Instead, in the wake of the pandemic, many landlords got out of the rental property game altogether.
To apply for RAFT, landlords, tenants and homeowners should use the state’s RAFT application page.
Who do I talk to about a serious issue as a homeowner. The mortgage co was involved and I did everything I was asked for Raft to send the mortgage co $7000.
I applied for the raft program, I was denied. I panicked. raft said I earned 60943.00 yearly. I’m a server , 26 hours weekly, highlighted my earnings with a document highlighter, it was as of tomorrow 38000.00. was denied again with in 19 minutes I resubmitted document, I have to leave my apartment sun with my little dog. I’m 57 years old single woman. no clue where I’ll go. thank you Raft in Massachusetts
hello Kimberly, I’m not sure where your from but you should contact the neighbor works housing solutions office in Kingston ma. also you should talk to a HUD counselor in your area to submit the application for you, that’s what I did because I’m not too tech savvy. hope everything works out for you.
I know someone who has applied for RAFT and utility help, but they have money for vacation and gambling.
Not fair