Insurance is one of the “big three” expenses alongside mortgage and real estate taxes, but do you know what sets your costs? This presentation will focus on discounts and endorsements and how these affect pricing for property insurance, general liability, one to three families, four units, and more than four. Factors include:
Your credit
Shape of the property
Year built
Bundling products like auto, umbrella
Many other factors we will discuss
We will be discussing homeowners policies, business owners policies, commercial package policies, and commercial lines. Attendees will leave better prepared to ask about and manage premiums and endorsements.
This event will be a radio style interview between Wayne Tolley of Hadsel Insurance and Doug Quattrochi, Executive Director, MassLandlords. Wayne has been with Hadsel Insurance Agency for over 22 years. He is the Operations Manager, a licensed agent and a notary public. He has been a member of the Northern Worcester County Landlord Association since 2018 and is an experienced presenter. Hadsel Insurance Agency was started 40 years ago in Medford, MA by Fran Hadsel. She is still the active owner.
Networking time will be moderated by Patrick Sullivan. Patrick has been an avid landlord since 2007 primarily focusing on multi families in the greater Worcester area. Having worked in high level IT his whole life he looks at things from a different perspective which he applies to real estate. He became a Real Estate agent in 2015 and now primarily focuses on Sober living facilities for people recently out of drug and alcohol treatment centers. Patrick sits on the statewide MassLandlords Board of Directors.
MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.
Wednesday, March 2nd
Virtual Meeting Agenda
5:00pm Sign-in and virtual networking: you can chit chat with others as people log in
5:40pm Business Update
6:00pm Insurance Overview and Interview
7:00pm Virtual meeting ends
Participation is Easy
We have two formats of online events:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email hello@masslandlords.net for live, real-time help signing in and using your technology.
If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.
Virtual Meeting Details (hosted by Zoom)
We will share our video, audio, and computer screen and slides.
Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.
Meeting ID: 853 1229 1594 Passcode: Will be emailed and viewable online
Dial by your location +1 646 876 9923 US (New York) +1 301 715 8592 US (Washington DC) +1 312 626 6799 US (Chicago) +1 408 638 0968 US (San Jose) +1 669 900 6833 US (San Jose) +1 253 215 8782 US (Tacoma) +1 346 248 7799 US (Houston) Meeting ID: 853 1229 1594 Passcode: Will be emailed and viewable online Find your local number: https://us02web.zoom.us/u/kwHK6l1aG
It has been a long time since we’ve dared schedule an in-person meeting. Wearing a mask will be up to individual discretion. In an effort to get back to “normal”, pizza and soft drinks will be available during our social hour.
Given that there still is a moderate risk involved with COVID, we will also record the meeting and offer the option of joining the discussion through Zoom.
All members whose dues are up to date will be sent a Zoom link to the meeting via email. From that email, click the link and it will bring you to the meeting
Whether or not you choose to attend in person, please be safe.
Join us for our March MWPOA event where you will learn about 1031 Exchanges. Our speaker is Lynne Bagby of Asset Preservation Inc. Lynne personally has been doing this work for over 20 years.
This will be both an in-person and Zoom meeting at the same time. Please let us know if you’ll attend either in-person or by Zoom. Remember that all in-person attendees should be either fully vaccinated or have had a negative test within 72 hours of the meeting. Please bring your vaccination card or test results.
For all who are members of the MWPOA (Metrowest Property Owners Association) there will be no charge. For members of other Masslandlords Groups there will be a $7 charge for a Zoom pass.
Tuesday, March 8th
MetroWest Property Owners Association Meeting Agenda
5:30pm Networking Starts
6:15pm Business Update
6:40pm Meeting Starts
8:00pm Meeting Ends
Location
Participation is Easy
As a result of the COVID-19 (coronavirus) pandemic, our events have been replaced by webinars or virtual meetings held during the traditional event time for each former location:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Open to the public! Membership is not required. *MWPOA Members* RSVP by emailing your full name to Laurel newlakeview@yahoo.com
MassLandlords.net/MWPOA Members pay $100 annual MWPOA dues and each meeting is free, just RSVP!
Zoom ticket – Public and Members other than MWPOA: $7
If you purchase the Zoom ticket or are an active MWPOA member the Zoom meeting information will be sent by email on the day of the event. You can also find the details online at https://masslandlords.net/events/password a few days before the event.
The state sanitary code defines what every apartment in Massachusetts must do and be. Unlike the building code, which is usually inspected only at time of permit completion, the state sanitary code applies in all rentals all the time, and can be inspected at any time. Are your units compliant?
Few units are fully compliant. We’ll review the code in easy-to-understand detail and help you get a sense of where you may need to make repairs or improvements.
The state sanitary code is your biggest liability in a nonpayment situation, where a renter is being taken to court. They will be able to counterclaim based on the condition of the apartment. If you anticipate having any kind of conflict resolution process with a renter, it’s critical that your apartment is fully up to code and your position is one of blamelessness.
Note that this presentation is slightly longer than the standard one hour. There will be no business update.
This presentation will be given by Doug Quattrochi, Executive Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.
“Doug’s presentation was excellent. He was very clear and provided a detailed explanations.” -Larry
“Doug always holds very informative classes full of substance and Very organized!” -Thomas
“Thanks to you Doug, and all who worked on this presentation, as it is obvious that a lot went into it, as you said. It was much to digest, but your presentation of the information, and especially your opinions throughout, aided the translation. Also, your answers to member’s questions afterward, regarding recommendations, were most helpful. Always a pleasure.” -Liz
Networking time will be moderated by Dana Fogg. Dana started his rental business in 1994 with his first Multifamily in Watertown. Since then, Dana and his wife have purchased and sold rental properties around the Metro West area. They now have 9 Units in Watertown and Marlborough. Dana is the Vice President of the Metro West Property Owners Association.
MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.
Wednesday, March 9th
Virtual Meeting Agenda
5:00pm Sign-in and virtual networking: you can chit chat with others as people log in
5:40pm State Sanitary Code
7:00pm Virtual meeting ends
Participation is Easy
We have two formats of online events:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email hello@masslandlords.net for live, real-time help signing in and using your technology.
If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.
Virtual Meeting Details (hosted by Zoom)
We will share our video, audio, and computer screen and slides.
Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.
Meeting ID: 848 2162 3460 Passcode: Will be emailed and viewable online
Dial by your location +1 312 626 6799 US (Chicago) +1 646 876 9923 US (New York) +1 301 715 8592 US (Washington DC) +1 253 215 8782 US (Tacoma) +1 346 248 7799 US (Houston) +1 408 638 0968 US (San Jose) +1 669 900 6833 US (San Jose) Meeting ID: 848 2162 3460 Passcode: Will be emailed and viewable online Find your local number: https://us02web.zoom.us/u/klspWntoI
This presentation will review powers of attorney in-depth. What would happen if you or a loved one were to lose the ability to run the rental business? A power of attorney may be needed at any stage of life, but typically these are end-of-life or estate planning tools. Attendees will learn:
What is a power of attorney?
How do I create a power of attorney for myself? For someone in need?
How a conservatorship can override an invalid power of attorney.
How to prepare to hand over a rental operation.
Things to look for when taking over a rental operation.
Springing vs. immediate power of attorney.
Powers of attorney vs. managers for LLCs.
We will also cover general organization, including best practices for sharing online passwords with family, budget and financial information, and rental forms.
Attendees will leave knowing how to keep a business running even as it changes hands under difficult circumstances.
Melissa A. Gleick, Esq. concentrates her practice in several related areas, primarily elder law and corporate law. Specifically, she works on Estate Planning, Long Term Care Planning, Special Needs Planning, Asset Protection Planning, Estate and Trust Administration, Equine and Pet Trust Planning, Guardianships, Conservatorships and Small Business Planning.
Melissa was admitted to practice in Massachusetts after having earned her Juris Doctorate in 2007 from New England School of Law in Boston where she was a member of the New England Law Review and where she graduated cum laude. She earned her undergraduate degree from Anna Maria College in Paxton, Massachusetts where she majored in Criminal Justice and graduated summa cum laude. She is a member of the Massachusetts Bar Association.
In 2013, Attorney Gleick was recognized by Worcester Business Journal and was awarded their 40 under Forty Award. In 2015 and again in 2017, she was recognized by Superlawyers Magazine and was awarded their Rising Star Award. She has hosted the Money Matters radio show and has presented seminars on various legal topics to MassLandlords and the Better Business Bureau.
Networking time will be moderated by Patrick Sullivan. Patrick has been an avid landlord since 2007 primarily focusing on multi families in the greater Worcester area. Having worked in high level IT his whole life he looks at things from a different perspective which he applies to real estate. He became a Real Estate agent in 2015 and now primarily focuses on Sober living facilities for people recently out of drug and alcohol treatment centers. Patrick sits on the statewide MassLandlords Board of Directors.
MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.
Thursday, March 10th
Virtual Meeting Agenda
5:00pm Sign-in and virtual networking: you can chit chat with others as people log in
5:40pm Business Update
6:00pm Powers of attorney
7:00pm Virtual meeting ends
Participation is Easy
We have two formats of online events:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email hello@masslandlords.net for live, real-time help signing in and using your technology.
If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.
Virtual Meeting Details (hosted by Zoom)
We will share our video, audio, and computer screen and slides.
Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.
Meeting ID: 886 2028 7043 Passcode: Will be emailed and viewable online
Dial by your location +1 301 715 8592 US (Washington DC) +1 312 626 6799 US (Chicago) +1 646 876 9923 US (New York) +1 346 248 7799 US (Houston) +1 408 638 0968 US (San Jose) +1 669 900 6833 US (San Jose) +1 253 215 8782 US (Tacoma) Meeting ID: 886 2028 7043 Passcode: Will be emailed and viewable online Find your local number: https://us02web.zoom.us/u/kXuZAMimt
NOTE: As of 3/1/22 the topic to the March 10th NWCLA Meeting has changed.
This month we will now hear from Derek Fairchild, a financial advisor with Baystate Financial. Learn tips, tricks, and a new perspective on how to achieve your investing goals.
Meetings are open to the public! In-person tickets are $20. Zoom tickets are $10. Zoom meeting information will be provided the day of the event. Become a member and the annual dues pay for all 10 meetings a year!
Thursday, March 10th
NWCLA Meeting Agenda
Visit nwcla.com for any last-minute updates or changes.
7:00pm Dinner, Networking & Presentations
Networking draws from 25 towns including Fitchburg, Gardner, Leominster, Athol, Holden, Ayer, Orange, Ashburnham, Spencer, Ashby, Lunenburg, Townsend, Westminster, Princeton, Sterling, Lancaster, Shirley, Groton, Pepperell, Winchedon, Templeton, and Hubbardston.
We’ll have a panel discussion with several landlords who have successfully quit their 9-to-5 to focus full-time on rental real estate. We will cover:
What did you do before going full-time?
How did you decide you were ready to make a change?
What do you wish you did differently?
What did you make sure you had in place?
How did you get enough units to be sustainable?
And much more.
If you are deciding whether to go full-time, this will be priceless experience from real Massachusetts housing providers. We can’t answer your question for you about whether to go full time, but you will have information you’d be hard pressed to find by any other source.
Attendees will leave knowing what others have been through, how to learn from their mistakes (if any), and how to succeed in whatever path you may choose for yourself.
Part of this event will be presented by Allyson Gray. Allyson is a MassLandlords member, property rights supporter, crash course graduate, regular event attendee, and Certified Massachusetts Landlord™. She manages a total of 23 rental units and has been in the rental business for 45 years. She has received training from the Institute of Real Estate Management (IREM) and holds the Accredited Residential Manager (ARM) designation.
Part of this event will be presented by Nader Djafari of MaxMia Properties. Maxmia Properties is a full service Real Estate and Property Management Firm based in Worcester County, Massachusetts. They pride themselves on renting newly renovated buildings with the latest amenities, managing long-term renovation relationships for rehabbers, and buying and selling properties.
Part of this event will be presented by Alex Narinsky. Born in Moscow, Russia, he moved to the US in 1990 with a US program to attract Soviet scientists to the US (he received an outstanding scientist visa). He started investing in real estate in 2001, and has expanded as a family business to several apartment buildings in Somerville, Cambridge, Newton, and Arlington. In 2021, after 45 years in the USA and Russia as an engineer in various fields (software, chemical, mechanical, and applied mathematics), he decided to move on to create his own company. He also became active in building design, producing several renovation projects (http://buildoptimum.com/). He has a license as a Professional Engineer and numerous software certificates from Oracle, Microsoft, and Amazon.
Part of this presentation will be given by Rich Merlino. Rich has managed apartments since 2003 and prides himself on his mostly plagiarized systemization of each aspect of property management (learn from the best!). He is a member of the MassLandlords Board of Directors.
Networking time for this event will be moderated by Erin Zamarro. Erin lives and works in Worcester. Erin is a real estate broker at A.A. Zamarro Realty, an independent brokerage which has operated in the Worcester residential and commercial real estate markets for over 50 years. Our office frequently works with buyers and sellers of investment property. Erin is a Certified Massachusetts Landlord™ as well as a member of the National Association of Realtors. Erin received a B.A. from Holy Cross and an M.B.A with a concentration in Marketing from Clark University.
MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.
Tuesday, March 15th
Virtual Meeting Agenda
5:00pm Sign-in and virtual networking: you can chit chat with others as people log in
5:40pm Business Update
6:00pm Going full-time
7:00pm Virtual meeting ends
Participation is Easy
We have two formats of online events:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email hello@masslandlords.net for live, real-time help signing in and using your technology.
If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.
Virtual Meeting Details (hosted by Zoom)
We will share our video, audio, and computer screen and slides.
Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.
Meeting ID: 858 9168 3686 Passcode: Will be emailed and viewable online
Dial by your location +1 312 626 6799 US (Chicago) +1 646 876 9923 US (New York) +1 301 715 8592 US (Washington DC) +1 408 638 0968 US (San Jose) +1 669 900 6833 US (San Jose) +1 253 215 8782 US (Tacoma) +1 346 248 7799 US (Houston) Meeting ID: 858 9168 3686 Passcode: Will be emailed and viewable online Find your local number: https://us02web.zoom.us/u/kdzlsRRzvy
Pricing
Open to the public. Membership is not required!
Public: $21
Members: $7
This event will not be recorded.
Slides and handouts if any will be uploaded to Resources.
This policy presentation will examine the theory behind rent control, the history of rent control in Massachusetts, and the reasons why we shouldn’t have rent control in Massachusetts (or indeed anywhere in the US).
We will study:
Legitimate motivations to correct injustice in modern housing markets.
Current bill text proposed for Massachusetts.
First, second, and third generation schemes for price controls.
Economic data from Massachusetts, Finland, and other studies.
Evidence of housing shortage, disparate impact under rent control.
Ways to help others understand rent control and the alternatives.
Attendees will leave knowing more about the history of rent control in the commonwealth, as well as how best to oppose rent control when speaking with legislators or even advocates.
This presentation will be given by Doug Quattrochi, Executive Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.
“Doug’s presentation was excellent. He was very clear and provided a detailed explanations.” -Larry
“Doug always holds very informative classes full of substance and Very organized!” -Thomas
“Thanks to you Doug, and all who worked on this presentation, as it is obvious that a lot went into it, as you said. It was much to digest, but your presentation of the information, and especially your opinions throughout, aided the translation. Also, your answers to member’s questions afterward, regarding recommendations, were most helpful. Always a pleasure.” -Liz
MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.
Friday, March 25th
Webinar Agenda
12:00pm Webinar Begins
1:00pm Webinar Ends
Registration
Free and open to the public. Membership is not required!
Participation is Easy
We have two formats of online events:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email hello@masslandlords.net for live, real-time help signing in and using your technology.
Webinar Details (hosted by Zoom)
We will share our video, audio, and computer screen and slides.
You can chat questions. You will not be on video or audio.
Registrants will have full access to the webinar, including watching live or watching the recording any time after the webinar is posted.
This presentation will introduce you to heat pump water heaters, a mature technology making big inroads in the Massachusetts rental market. We will teach:
How heat pumps can take $1 of electricity to make $4 of hot water.
Comparison of install cost vs gas or electric.
Are there any cold climate considerations?
How much maintenance is required vs gas?
How heat pumps lower your climate policy risk.
How to find and talk to contractors about heat pump domestic water.
Are these so good you should you throw away a working gas water heater?
Heat pump water heaters are already in use in Massachusetts rental property. Find out what you’ve been missing!
Attendees will leave with awareness of this business opportunity and ready-made way to reduce emissions.
Part of this event will be presented by Paul Campbell, Director of Energy and Sustainability Marketing for ICF. Paul works closely with the Advanced Water Heating Initiative (AWHI), who have a goal of having 100% of water heaters using zero emissions heat pump technology by 2030. Paul’s work has recently taken him to Washington, D.C. where he helped EnergyStar to recognize and promote heat pump water heaters. He leads the commercial group at AWHI and also contractor install education and awareness.
MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.
Monday, March 28th
Virtual Meeting Agenda
5:00pm Sign-in and virtual networking: you can chit chat with others as people log in
5:40pm Business Update
6:00pm Water heaters
7:00pm Virtual meeting ends
Participation is Easy
We have two formats of online events:
Virtual meetings include optional audience participation via video, phone, and screenshare and are not recorded.
Webinars have limited participation options (typed questions only) and are recorded.
Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email hello@masslandlords.net for live, real-time help signing in and using your technology.
If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.
Virtual Meeting Details (hosted by Zoom)
We will share our video, audio, and computer screen and slides.
Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.
Meeting ID: 865 5340 5976 Passcode: Will be emailed and viewable online
Dial by your location +1 646 876 9923 US (New York) +1 301 715 8592 US (Washington DC) +1 312 626 6799 US (Chicago) +1 253 215 8782 US (Tacoma) +1 346 248 7799 US (Houston) +1 408 638 0968 US (San Jose) +1 669 900 6833 US (San Jose) Meeting ID: 865 5340 5976 Passcode: Will be emailed and viewable online Find your local number: https://us02web.zoom.us/u/k4fZYIyEl
Pricing
Open to the public. Membership is not required!
Public: $21
Members: $7
This event will not be recorded.
Slides and handouts if any will be uploaded to Water Heaters.